Indian Railways Introduces ‘Book Now, Pay Later’ Scheme

If you’ve ever delayed travel plans due to insufficient funds, Indian Railways has the perfect solution. The new ‘Book Now, Pay Later’ scheme lets you secure confirmed tickets without any upfront payment, making train travel more accessible for Indian passengers.

How Does Indian Railways Book Now Pay Layer Works?

Booking with the Pay Later option is simple and entirely online. Follow these steps:

  1. Log in to Your IRCTC Account:

    • Visit the IRCTC website or app and log in with your credentials.

  2. Select the ‘Book Now’ Option:

    • Choose your preferred train and fill in the passenger details, including name, age, and gender.

    • Enter the captcha code to proceed.

  3. Choose Your Payment Method:

    • On the payment page, you’ll see options like credit card, debit card, BHIM app, and net banking.

    • To use the Pay Later option, register on www.epaylater.in.

How to Register for Pay Later?

  • Visit the ePayLater website and complete the quick registration process.

  • Once registered, you’ll see the Pay Later option during your ticket booking.

  • Select it, and your ticket will be confirmed without any immediate payment.

Payment Terms and Conditions

  • You have 14 days from the booking date to pay the ticket amount.

  • Payments made within this period incur no additional charges.

  • A 3.5% service fee will apply if payment is delayed beyond the due date.

Why Choose the Pay Later Scheme?

  • Flexibility: Ideal for situations when funds are tight or payments need to be delayed.

  • Convenience: Hassle-free online process ensures quick ticket confirmation.

  • Accessibility: Perfect for Indian travelers who prefer planning their journeys in advance.

This scheme aims to make train travel easier for millions of Indian passengers. Whether it’s a last-minute family trip or a planned business journey, you can now book your tickets stress-free.

Visit the IRCTC website today, register for Pay Later, and enjoy the convenience of planning your travel without financial worries. Please note that this information is general and may require expert consultation before using any new scheme.

Published at


About Author

Sourav

Introverted traveler, cloud gazer, and night sky fanatic. Find me chasing sunsets on secluded beaches, gaming in cozy corners, and lost in the world of movies and music. Escaping the crowds, one adventure at a time.

Brand Managers!

Want to see your brand or business in this story?

Talk to us now

Subscribe our Newsletter

Get our weekly tips and travel news!

Related Posts

11 New Eco-Tourism Spots Coming to Himachal Pradesh

In a bid to promote sustainable tourism and showcase the pristine beauty of the state, the Himachal Pradesh government has identified 11 new eco-tourism sites.

17 y/o Makes Fake Flights Bomb Threats to 'Frame a Friend' - Leads to Flights Disruptions

Over 19 hoax bomb threats disrupt flights across India, causing massive delays and diversions...

3 Indian restaurants among the top 10 legendary restaurants in the world! Everything you need to know

Embark on a flavorful odyssey through the global gastronomic tapestry as we unveil three Indian restaurants adorned with rich flavors and cultural influences, securing their spot among the world's top 10 legendary dining destinations.

3 Visa Updates for Easy Indian Summer Travels

Get ready, Indian travelers! Summer adventure awaits with 3 visa updates: longer Thailand stay, easy Sri Lanka access, and simplified Schengen rules for Europe. Let's explore and make memories!

8 Iconic Tourist Destinations Affected by Over-tourism

Together, let's make mindful travel the new norm.

Latest Posts

No Daytime Flights in Lucknow Airport from March to July 2025

Lucknow Airport will halt flights from 10 AM to 6 PM, March to July 2025!

10 Amazing Things to Do in Qatar that Indian Travelers Usually Miss

Qatar is full of surprises for you, with a blend of desert adventures, cultural landmarks, and serene natural landscapes. Explore the unique side of Qatar with this guide to 10 must-visit hidden gems that Indian tourists often overlook.

How to Successfully Apply For Visa to Qatar? - Indian Travelers Guide

Planning a trip to Qatar? This guide for Indian travelers breaks down everything you need to know about the visa process

Taj by IHCL Makes Grand Entrance into Mysore, Elevating Luxury Tourism

Taj Mysore by IHCL debuts in Karnataka’s cultural capital, offering 141-key luxury at Chamundi Hills. Experience regal architecture, fine dining, wellness, and grand event spaces. Opening late 2025!

How to Plan Trip to Bhutan from India: Travel Visa & Costs

Ready to embark on an unforgettable adventure from India to the Kingdom of Bhutan? With no visa required, stunning landscapes, and affordable travel options, Bhutan is calling Indian travelers for the ultimate Himalayan getaway!