Indian Railways Introduces ‘Book Now, Pay Later’ Scheme

If you’ve ever delayed travel plans due to insufficient funds, Indian Railways has the perfect solution. The new ‘Book Now, Pay Later’ scheme lets you secure confirmed tickets without any upfront payment, making train travel more accessible for Indian passengers.

How Does Indian Railways Book Now Pay Layer Works?

Booking with the Pay Later option is simple and entirely online. Follow these steps:

1. Log in to Your IRCTC Account:

   • Visit the IRCTC website or app and log in with your credentials.

2. Select the ‘Book Now’ Option:

   • Choose your preferred train and fill in the passenger details, including name, age, and gender.

   • Enter the captcha code to proceed.

3. Choose Your Payment Method:

   • On the payment page, you’ll see options like credit card, debit card, BHIM app, and net banking.

   • To use the Pay Later option, register on www.epaylater.in.

How to Register for Pay Later?

• Visit the ePayLater website and complete the quick registration process.

• Once registered, you’ll see the Pay Later option during your ticket booking.

• Select it, and your ticket will be confirmed without any immediate payment.

Payment Terms and Conditions

• You have 14 days from the booking date to pay the ticket amount.

• Payments made within this period incur no additional charges.

• A 3.5% service fee will apply if payment is delayed beyond the due date.

Why Choose the Pay Later Scheme?

• Flexibility: Ideal for situations when funds are tight or payments need to be delayed.

• Convenience: Hassle-free online process ensures quick ticket confirmation.

• Accessibility: Perfect for Indian travelers who prefer planning their journeys in advance.

This scheme aims to make train travel easier for millions of Indian passengers. Whether it’s a last-minute family trip or a planned business journey, you can now book your tickets stress-free.

Visit the IRCTC website today, register for Pay Later, and enjoy the convenience of planning your travel without financial worries. Please note that this information is general and may require expert consultation before using any new scheme.